30–40%Less compliance review time
CashDirector reports that clustered profiles and fewer false positives help its compliance officers review cases faster.
Solutions / KYC and KYB Onboarding
KYC & KYB Onboarding Software for AML Risk Decisions
Screen customers, businesses, UBOs, and related parties, combine the results with customer risk assessment, and move onboarding decisions through review with evidence ready from day one.
CustomerScreeningRisk assessmentRelated parties
Customer risk file
Northbridge Holdings
- Customer type
- Business
- Ownership context
- 3 related parties mapped
- Screening profile
- Customer onboarding policy
Ready to assess
Screening evidenceReadyMatched sources and review outcomes connected
Customer informationReadyOwnership and business context available
Create CRA snapshotNextSave the assessment with the required decisions and rationale
Faster reviewBring screening and risk together
Complete contextCustomers, businesses, UBOs, and related parties
Controlled decisionsCRA, cases, and escalation
Built-in evidenceDecision history and ongoing monitoring
KYC and KYB in one workflow
Make onboarding decisions with the full customer context
Give compliance teams one place to review screening results, ownership context, customer risk, exceptions, and supporting evidence before the relationship moves forward.
Screen every relevant party
Check customers, businesses, UBOs, controllers, directors, signatories, sellers, beneficiaries, and counterparties in the same onboarding journey.
See ownership in context
Connect ownership and related-party details to the customer record so reviewers can understand who sits behind the business.
Make customer risk consistent
Use customer segment, country risk, sanctions and PEP results, thresholds, factor weights, and risk bands to support repeatable review.
Resolve exceptions with evidence
Assign potential matches and higher-risk records to controlled cases with notes, escalation, review history, CRA snapshots, and timestamps.
KYC and KYB workflow
A clearer path from onboarding to monitoring
Connect each onboarding step so reviewers can see who was screened, what influenced risk, which exceptions were investigated, and what evidence supports the recorded outcome.
Applicant checkCustomer screened before activation
Screen customers, businesses, UBOs, and related parties, combine the results with customer risk assessment, and move onboarding decisions through review with evidence ready from day one.
Onboarding routeReview with evidence
Audit evidenceApplicant input, match context, decision rationale
| Step | What happens | Business result |
|---|---|---|
| Build the customer record | Connect the customer or business with UBOs, controllers, directors, signatories, and other related parties | A single view of the relationship. |
| Run screening | Screen the relevant people and businesses against the selected sources | Results attached to the onboarding record. |
| Assess customer risk | Apply customer segment, country risk, sanctions and PEP results, thresholds, and configured factors | A consistent risk outcome for routing. |
| Review exceptions | Open assigned cases for potential matches or higher-risk records, with notes and escalation | A clear next action for the reviewer. |
| Record the outcome | Keep screening evidence, the CRA snapshot, case history, profile versions, and timestamps together | A traceable decision record. |
| Monitor changes | Continue screening approved customers, businesses, UBOs, and related parties when configured events occur | Risk changes return to review. |
Onboarding control boundary
Use supplied identity and ownership data without confusing screening with verification
Checklynx screens the customer, company, UBO, controller, director, signatory, beneficiary, or related party data supplied by the customer or an upstream system. Identity verification, ownership discovery, document validation, source-of-funds work, and legal approval remain separate controls.
Keep party roles explicit
Preserve whether a screened person or company is the customer, UBO, controller, director, signatory, beneficiary, or another related party so the reviewer understands why the result matters.
Route exceptions with context
Move potential matches and higher-risk records into an assigned case with the submitted data, source evidence, customer-risk context, notes, and decision history attached.
| Trigger | Handoff | Business outcome |
|---|---|---|
| Upstream customer data | Identity, company, ownership, and related-party information supplied to Checklynx | The party and its role enter the onboarding record. |
| Screening and CRA | Enabled risk sources, customer segment, configured factors, and review rules | Potential matches and higher-risk outcomes follow the approved route. |
| Authorised decision | Reviewer outcome, justification, escalation, and supporting evidence | The onboarding system receives a controlled result while responsibility remains human. |
Plan the controls around customer and business onboarding
Use the practical resources for due-diligence context and the customer-versus-counterparty guide for population and timing decisions.
Connect onboarding checks through the access method that fits the journey
Use direct portal review, event-driven API checks, CSV population screening, or ongoing monitoring while keeping the customer, related-party, and decision context connected.
01Screening portal
Investigate a customer, company, UBO, or related party directly in the browser.
Explore 02Real-time screening APIRun checks when an applicant, business, or related party reaches the relevant onboarding step.
Explore 03CSV batch screeningReview migration, remediation, or defined onboarding populations from a controlled file.
Explore 04Ongoing monitoringContinue screening approved records when relevant data or a configured cadence changes.
ExploreSee how KYC and KYB onboarding connects to the customer lifecycle
01Customer and party record
Receive the customer, company, and supplied ownership or related-party context.
02Onboarding screening and risk
03Case review and evidenceConnect screening evidence and configured risk factors to the onboarding decision.
Assign exceptions and retain the authorised decision, justification, and history.
04Ongoing customer reviewReturn relevant source, customer, or relationship changes after approval.
Measured impact in customer screening and review
30–40%Read the CashDirector case study →
20%Less time spent on monthly reviews
Shopware connects retained false-positive decisions, customer screening and ongoing monitoring.
What is KYC and KYB onboarding software?
KYC and KYB onboarding software coordinates customer or business data, relevant related parties, screening results, customer-risk assessment, exception review, and retained evidence before an account or relationship is approved. Checklynx supports the screening, risk, review, and evidence layers within that process.
What is the difference between KYC and KYB onboarding?
KYC onboarding focuses on an individual customer and the information needed to assess that relationship. KYB onboarding focuses on a business and may also involve supplied company details, UBOs, controllers, directors, signatories, and other related parties. The exact checks depend on the organisation’s legal obligations and risk-based policy.
How does Checklynx fit into an existing onboarding stack?
Checklynx brings screening, customer risk assessment, case review, evidence, and ongoing monitoring into the KYC/KYB workflow. It keeps customer, company, ownership, and related-party context connected so teams can make and evidence consistent decisions.
Can customers, businesses, UBOs, and related parties be reviewed together?
Yes, when those records and relationships are supplied to Checklynx. The platform keeps the customer or business connected with the relevant UBOs, controllers, directors, signatories, beneficiaries, and counterparties, then preserves their screening and review context. It does not independently discover or verify ownership.
Which onboarding parties can be screened?
The submitted population can include individual customers, companies, UBOs, controllers, directors, signatories, beneficiaries, sellers, suppliers, and other counterparties. Teams choose which roles and risk sources apply to each onboarding journey through their policy.
How are potential matches and higher-risk customers handled?
Potential matches and higher-risk records can move into assigned cases with priority, notes, evidence, escalation, and decision history. Reviewers apply the organization’s policy and record the outcome and rationale in the customer record.
Can Checklynx continue monitoring after onboarding?
Yes. Approved customers, businesses, UBOs, and related parties can remain in ongoing monitoring, with configured source changes, customer events, and review schedules returning relevant risk changes to the team.
What onboarding evidence can be retained?
The record can retain the submitted party data and role, screening policy and sources, candidate context, CRA snapshot, reviewer notes, escalation, outcome, timestamps, profile versions, and case history. The customer controls retention periods, access, and downstream use under its governance requirements.